Introduction

The Select-6 Investment™ is based upon the concept of diversification—in other words, not putting all your eggs into one basket. It will allow you to tune your investment portfolio to your personal attitude to risk and reward, with the benefit of a smoothing effect in the returns because it has limited your exposure in any one asset class.

How it works

We split your portfolio into 6 asset classes: Larger UK Shares, Bonds & Gilts, International Shares, Smaller UK Shares, Cash and Property. The nature of the asset classes alone will ensure diversification but we will apply proportions to the 6 asset classes, based on your attitude to risk and your needs/requirements.

We have very carefully chosen 6 “Best Investment” funds, one for each of the asset classes. These funds have a proven, impressive track record, and diversification between them allows the investor the best possible chance of ensuring that their investment portfolio can be successful.

Tax wrapper & wrap operation

By using a tax wrapper (such as a General Investment Account, ISA, or Pension) via a wrap platform, we can manage a client’s investments on a personal basis, minimise tax and charges, and maximise flexibility. This operation is ideal for an investment such as the Select-6. There are no limits to how much you can put in, or how often you can get to your money if you need to (without paying any penalties). In addition, we are continually reviewing the funds used and, if performance declines sharply for some time, a decision will be taken as to whether to switch to another fund.

Find out more

Interested? For further details or to arrange an appointment, please contact us:

Baxter & Lindley Financial Services Ltd.
17 High Street
Tring
Herts
HP23 5AH

Tel: 01442 890891
Fax: 01442 890998
mail@baxterlindley.co.uk